Loan Rates

Rates Effective July 1, 2020. Rates Subject To Change Without Notice. APR = Annual Percentage Rate.

Cars, Trucks, Vans & Motorcycles
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
2019 & 2020 New
125%
2.50%
2.50%
2.50%
2.50%
3.00%
 3.99%
2019 & 2020 Used
125%
2.99%
2.99%
2.99%
2.99%
3.50%
2018 Used
110%
2.99%
2.99%
2.99%
2.99%
2017 Used
110%
2.99%
2.99%
2.99%
2.99%
2016 Used
100%
2.99%
2.99%
2.99%
2.99%
2015 Used
100%
3.49%
3.49%
3.49%
2010-2014 Used
90%
5.99%
5.99%
5.99%
2008-2009 Used
80%
6.49%
6.49%
6.49%
2005-2007 Used
80%
6.49%
6.49%

Boats, Jet Skis, Campers & ATVs
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
2019 & 2020 New
80%
4.50%
4.50%
4.50%
4.50%
2019 & 2020 Used
80%
4.99%
4.99%
4.99%
4.99%
2018 Used
80%
4.99%
4.99%
4.99%
2017 Used
80%
4.99%
4.99%
4.99%
2016 Used
80%
4.99%
4.99%
4.99%
2015 Used
80%
5.49%
5.49%
2005-2014 Used
80%
8.49%
8.49%

Closed-End Unsecured
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6-7 Years
 
-
9.90%
9.90%
-
-
-

Other Loans
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6-7 Years
Motor Homes 2018
90%
9.45%
9.45%
9.45%
9.45%
9.45%
Motor Homes 2017-2014
90%
10.45%
10.45%
10.45%
10.45%
10.45%
Share Secured
100%
3.10%
3.10%
3.10%
-
-
Certificate Secured
100%
3.10% or 2% over share certificate rate, whichever is lower.
Term equal to or shorter than certificate maturity.
Open End Unsecured
-
15.00%
15.00%
-
-
-
Other Secured
-
12.00%
12.00%
-
-
-

Home Equity - Fixed Rate Closed End
APR* (Quoted "As Low As")
 
Max LTV 85%
2 Years
3 Years
4 Years
5 Years
6-7 Years
8-10 Years
 
80% or less
4.50%
4.50%
4.50%
4.50%
5.14%
5.14%
 
81%-85%
5.25%
5.25%
5.25%
5.25%
5.375%
5.50%
Home Equity - Variable Rate Line Of Credit
APR* (Quoted "As Low As")
 
Max LTV 85%
2 Years
3 Years
4 Years
5 Years
6-7 Years
8-10 Years
 
85%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
Prime Rate 3.25%       *Floor 4.00%