Loan Rates

Rates Effective April 18, 2018. Rates Subject To Change Without Notice. APR = Annual Percentage Rate.

Cars, Trucks, Vans & Motorcycles
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
2017 & 2018 New
125%
1.99%
1.99%
2.25%
2.50%
3.00%
4.00%
2017 & 2018 Used
125%
2.75%
2.75%
2.95%
3.00%
3.25%
2016 Used
110%
2.98%
2.98%
2.98%
3.35%
2015 Used
110%
3.30%
3.40%
3.45%
3.55%
2014 Used
100%
3.40%
3.45%
3.50%
3.75%
2013 Used
100%
3.50%
3.75%
4.00%
2008-2012 Used
90%
4.75%
4.95%
5.10%
2006-2007 Used
80%
5.25%
5.45%
5.65%
2003-2005 Used
80%
5.65%
5.95%

Boats, Jet Skis, Campers, Snowmobiles & ATVs
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
2017 & 2018 New
80%
3.99%
3.99%
4.25%
4.50%
2017 & 2018 Used
80%
4.75%
4.75%
4.95%
5.00%
2016 Used
80%
4.98%
4.98%
4.98%
2015 Used
80%
5.30%
5.40%
5.45%
2014 Used
80%
5.40%
5.45%
5.50%
2013 Used
80%
5.50%
5.75%
2003-2012 Used
80%
6.75%
6.95%

Closed-End Unsecured
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6-7 Years
 
-
9.90%
9.90%
-
-
-

Other Loans
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6-7 Years
Motor Homes 2018
90%
9.45%
9.45%
9.45%
9.45%
9.45%
Motor Homes 2017-2014
90%
10.45%
10.45%
10.45%
10.45%
10.45%
Share Secured
100%
3.10%
3.10%
3.10%
-
-
Certificate Secured
100%
3.10% or 2% over share certificate rate, whichever is lower.
Term equal to or shorter than certificate maturity.
Open End Unsecured
-
15.00%
15.00%
-
-
-
Other Secured
-
12.00%
12.00%
-
-
-

Home Equity - Fixed Rate Closed End
APR* (Quoted "As Low As")
 
Max LTV 85%
2 Years
3 Years
4 Years
5 Years
6-7 Years
8-10 Years
 
80% or less
3.75%
3.75%
3.99%
3.99%
4.00%
4.25%
 
81%-85%
4.95%
4.95%
4.95%
4.95%
5.50%
5.50%
Home Equity - Variable Rate Line Of Credit
APR* (Quoted "As Low As")
 
Max LTV 85%
2 Years
3 Years
4 Years
5 Years
6-7 Years
8-10 Years
 
85%
4.75%*
4.75%*
4.75%*
4.75%*
4.75%*
4.75%*
Prime Rate 4.75%       *Floor 4.00%