Loan Rates

Rates Effective January 12, 2022 Rates Subject To Change Without Notice. APR = Annual Percentage Rate.

Cars, Trucks, Vans & Motorcycles
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
2021 & 2022 New
125%
1.99%
1.99%
1.99%
1.99%
2.25%
3.50%
2021 & 2022 Used
125%
2.49%
2.49%
2.49%
2.99%
3.49%
2020 Used
110%
2.99%
2.99%
2.99%
2.99%
2019 Used
110%
2.99%
2.99%
2.99%
3.23%
2018 Used
100%
2.99%
2.99%
2.99%
3.23%
2017 Used
100%
3.49%
3.49%
3.49%
2012-2016 Used
90%
6.25%
6.25%
6.25%
2010-2011 Used
80%
6.49%
6.49%
6.49%
2007-2009 Used
80%
6.49%
6.49%

Boats, Jet Skis, Campers & ATVs
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
2021 & 2022 New
80%
3.99%
3.99%
3.99%
3.99%
2021 & 2022 Used
80%
4.49%
4.49%
4.49%
4.99%
2020 Used
80%
4.99%
4.99%
4.99%
2019 Used
80%
4.99%
4.99%
4.99%
2018 Used
80%
4.99%
4.99%
4.99%
2017 Used
80%
5.49%
5.49%
2007-2016 Used
80%
8.25%
8.25%

Closed-End Unsecured
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6-7 Years
 
-
9.90%
9.90%
-
-
-

Other Loans
APR* (Quoted "As Low As")
 
Max LTV
2 Years
3 Years
4 Years
5 Years
6-7 Years
Motor Homes 2022
90%
9.45%
9.45%
9.45%
9.45%
9.45%
Motor Homes 2018-2021
90%
10.45%
10.45%
10.45%
10.45%
10.45%
Share Secured
100%
3.05%
3.05%
3.05%
-
-
Certificate Secured
100%
3.05% or 2% over share certificate rate, whichever is lower.
Term equal to or shorter than certificate maturity.
Open End Unsecured
-
15.00%
15.00%
-
-
-
Other Secured
-
12.00%
12.00%
-
-
-

Home Equity - Fixed Rate Closed End
APR* (Quoted "As Low As")
 
Max LTV 85%
2 Years
3 Years
4 Years
5 Years
6-7 Years
8-10 Years
 
80% or less
2.99%
2.99%
2.99%
2.99%
3.25%
3.25%
 
81%-85%
4.85%
4.85%
4.85%
4.85%
5.20%
5.40%
Home Equity - Variable Rate Line Of Credit
APR* (Quoted "As Low As")
 
Max LTV 85%
2 Years
3 Years
4 Years
5 Years
6-7 Years
8-10 Years
 
85%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
Prime Rate 3.25%       *Floor 4.00%