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  • This year, one in every three cars will be totaled in an accident.
  • One in every 20 cars will be stolen.

Good thing you have vehicle insurance, right? Well, yes and no. Even after your insurance company pays for your totaled or stolen vehicle, you are responsible for the balance due on your loan.

For example, the loan balance on your new car is $18,000. Three months later, your car is totaled in an accident, and your insurance settlement is $15,000. You are responsible for the $3,000 balance of your loan –– even though you no longer have your car!

That’s why you should consider purchasing GAP coverage with your next new vehicle loan at Fieldstone Credit Union. Guaranteed Asset Protection covers the difference between your new vehicle loan and your totaled or stolen vehicle’s value.

And, it’s available with all new vehicle loans for the one-time low price of $210 –– significantly lower than what dealers charge.

For more information about new vehicle loans and GAP, call our loan representatives at (815) 929-1870, ext. 2.
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